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抵押贷款购买

A woman in her 30s stands and smiles on the front porch of her new home. 下面的文字写道，华盛顿也是我们的家.

新家的选择

  • 新房子的抵押贷款，合同已被接受
  • A pre-qualification for a mortgage on a new home without a contract

以下是我们提供的服务:

看到利率:
固定利率 |  FHA贷款 |  大型固定 |  VA贷款 |  可调利率

马上申请

这是你需要的东西

按揭供款计算器

我的月供是多少?

Enter in the purchase price of the home and let us calculate your monthly payment.

开始

房屋的购买价格是多少?

这是你要买的房子的售价.

$
输入$10,000到$9,000,000之间的金额. 想借更多或更少的钱? 给我们打个电话，看看我们能不能帮忙.
下一个
回来

你打算付多少钱?

If you put down at least 20%, you won't have to pay Private Mortgage 保险 (采购经理人指数).

or
输入一个金额 lower than the purchase price or leave this $0.
输入一个百分比或保留此0.
下一个
回来

抵押贷款信息

你感兴趣的房子的购买价格.
输入$10,000到$9,000,000之间的金额. 想借更多或更少的钱? 给我们打个电话，看看我们能不能帮忙.
首付 The cash put toward the purchase of a home to make up the difference between the purchase price and the mortgage loan - usually a percent of the purchase price, i.e. “5%”
or
输入一个金额 lower than the purchase price or leave this $0.
输入一个百分比或保留此0.
The amount you'll pay each year to borrow the money, expressed as a percentage.
输入1到10之间的数字.
偿还贷款所需的时间.
根据财产价值缴纳的税款.
输入一个金额.
A form of property insurance that covers losses and damages to an individual's house and to assets in the home.
输入一个金额.
Private Mortgage 保险 protects the lender in the event the borrower defaults on a loan with a downpayment of less than 20% and is included in the monthly payment.
Fees paid to an organization of homeowners of a particular subdivision, 公寓, 或计划单位发展.
输入一个金额.

每月付款明细

马上申请

使用计算器时, please remember the dollar amounts displayed aren’t guaranteed, 而你实际支付的金额可能会有所不同. The estimates you receive are for illustrative and educational purposes only. The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify. 实际采购经理人指数将根据个人标准而有所不同. 估计房产税税率为1.10%, actual property tax rate will be based the county in which the property is located. 
固定利率按揭贷款
30年期固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西
20年固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西
15年期固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西

费率可能随时变动.

如何申请

拨打800.562.0999 去最近的分店看看 找一个住房贷款专员 马上申请

FHA贷款

For homebuyers who want to start building equity but don't have the funds for a large down payment, WSECU's Federal Housing Administration loans may be a good option. FHA loans have less restrictive debt-to-income guidelines, 赠予基金可以用来支付首付. For eligibility, you’ll need a FICO score of 640 or higher and a 3.最低首付款5%.

联邦住房管理局按揭贷款
30年期固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西
20年固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西
15年期固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西

费率可能随时变动.

如何申请

拨打800.562.0999 去最近的分店看看 找一个住房贷款专员 马上申请
大型30年期固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西

费率可能随时变动.

大额固定利率贷款

We offer fixed Jumbo loans for home loan amounts that are higher than $726,200. 

马上申请

如何申请

拨打800.562.0999 去最近的分店看看 找一个住房贷款专员 马上申请

零首付按揭

If you have a strong credit score, you may qualify for a zero-down fixed- or adjustable-rate loan. WSECU offers 100% financing on primary residence purchases, making homeownership possible for many first-time homebuyers.

请打电话给 800.562.0999 按照我们目前的利率.

马上申请

如何申请

拨打800.562.0999 去最近的分店看看 找一个住房贷款专员 马上申请

VA贷款

WSECU proudly offers VA loans to military borrowers including active-duty personnel, 退伍军人, 预备役人员, 国民警卫队成员, 以及他们幸存的配偶.

  • 符合条件的贷款无需首付款
  • 无需私人抵押贷款保险(采购经理人指数)
  • 具有竞争力的利率，通常低于传统贷款
  • 适用于业主自住的主要住宅
  • 灵活的信贷资格
  • VA融资费用可以融为贷款
  • 大额融资高达1美元.500万(可能需要首付款)
  • 固定利率和可调利率选项

VA按揭贷款
30年期固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西
20年固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西
15年期固定利率
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西

费率可能随时变动.

如何申请

拨打800.562.0999 去最近的分店看看 找一个住房贷款专员 马上申请

可调利率按揭贷款

If you plan to be in your home for a relatively short period of time, an ARM might be a good choice.

Your interest rate is fixed for an initial period before switching to an adjustable rate. 例如, a 7/6的手臂 would have a fixed rate for the first seven years, then switch to an adjustable rate which can change every six months for the remaining loan term.

  • 30年期，有5/6、7/6、10/6和15/1选项

可调利率按揭贷款
15/1的手臂
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西
7/6的手臂
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西
5/6的手臂
拨打800.562.0999为现行汇率.
视图的假设
这是你需要的东西

费率可能随时变动.

如何申请

拨打800.562.0999 去最近的分店看看 找一个住房贷款专员 马上申请

* These mortgage rates are based on assumptions and conditions including but not limited to property type, 入住率, 贷款价值比和信用评分. Your interest rate will be based on loan specifics and your credit history. Once your rate is locked, a float-down option is not available.
房产保险
房屋净值贷款
信用卡
汽车贷款
房屋保险
个人贷款

资源

按揭申请文件核对表

按揭购买计算器

按揭再融资计算器

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